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DSCR 1–4 Rental Loans

Long-Term Financing for Residential Investment Properties

Whether you’re purchasing your first rental property or expanding a growing real estate portfolio, Quick Bridge Equity offers flexible DSCR (Debt Service Coverage Ratio) Loans designed specifically for investors. Qualify based on your property’s rental income—not your personal income—while enjoying competitive rates, fast approvals, and financing for 1–4 unit residential rental properties.
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About Loan Program

Investment Property Financing Made Simple

Our DSCR 1–4 Rental Loan program is designed for real estate investors who want long-term financing without the traditional income verification requirements. Instead of relying on tax returns or employment history, loan qualification is primarily based on the property’s ability to generate enough rental income to cover the mortgage payment.
Whether you’re purchasing a new rental property, refinancing an existing investment, or growing your rental portfolio, Quick Bridge Equity provides financing solutions that help investors build long-term wealth with confidence.

Highlights

Loan Amounts Up to $5 Million

Finance Up to 80% Loan-to-Value (LTV)

30-Year Fixed & Adjustable Loan Options

No Personal Income Verification

Qualification Based on Property Cash Flow (DSCR)

Fast Approvals & Closings

Loan Terms & Features

Flexible Financing Built for Rental Property Investors

Our DSCR loan program provides the flexibility investors need to acquire, refinance, and hold income-producing residential properties.

Maximum Loan Amount

Finance investment properties with loans up to $5,000,000.

Loan-to-Value (LTV)

Receive financing up to 80% LTV, depending on borrower qualifications and property type.

Long-Term Financing

Choose from 30-year fixed-rate or adjustable-rate mortgage options.

DSCR Qualification

Qualify primarily using the property's rental income rather than personal tax returns or employment verification.

Purchase & Refinance

Finance new investment property purchases or refinance existing rental properties to improve cash flow.

Fast Closings

Our streamlined approval process helps investors close quickly and capitalize on market opportunities.

Eligible Property Types

Property Types We Finance

Our DSCR 1–4 Rental Loan program supports a variety of residential investment properties.
Single-Family Homes
Perfect for long-term rental investments.
Condominiums
Financing available for eligible condo rental properties.
Townhouses
Flexible loan solutions for townhouse investment properties.
Two-to-Four Unit Properties
Ideal for investors seeking small multifamily rental income.
Portfolio Rental Properties
Finance multiple qualifying rental properties under one investment strategy.
Other Residential Properties
Additional residential investment opportunities may be considered based on property qualifications.

Grow Your Rental Property Portfolio with Confidence

Whether you’re purchasing your next investment property or refinancing an existing rental, Quick Bridge Equity provides investor-focused financing with competitive terms & a simplified approval process. Let our experienced team help you secure the funding you need to expand your real estate portfolio.

Quick Loan Decisions

Receive fast approvals and close quickly so you never miss a valuable investment opportunity.

Rental Income Qualification

Qualify based primarily on your property's rental income instead of personal income documentation.

Long-Term Investment Financing

Flexible financing solutions designed for investors focused on building long-term rental income growth.